Their kids have long left the nest and they're now enjoying their post-work life to the fullest.

Their life is all about lifestyle. They’re relaxing and enjoying the benefits of life after full-time work. They’re savvy investors, so now have a sizeable retirement portfolio that allows them to indulge in life’s luxuries – a new car, television, holiday, campervan or cruise. They are besotted with their grandchildren and plan holidays with them regularly. They sold the larger family home in a favourable real estate market, and have downsized into a more manageable apartment. They enjoy travelling both abroad and within Australia.